Our Approach
The four-phase Mortgage by Design process helps you gain the education, clarity, and confidence you need to craft your family’s ideal financing blueprint. Whether purchasing a primary or secondary house or investing in a rental property, we’ll help you find a place to call home while working toward financial independence.
Phase 1
Initial Planning
Every situation is unique. Instead of “selling” you a mortgage, we’ll help educate you and create a customized implementation plan based on your individual goals and lifestyle needs. This allows you to make smart, confident decisions that are right for you and establishes a foundation of trust and transparency for a long-term relationship.
Phase 2
Blueprint
Here’s where we get down to business. Our objective guidance, expert analysis, and professional insight into the mortgage market help ensure the most competitive rates, points, and fees. And by leveraging our two-dozen years of lending experience and cutting-edge technology, we can help you craft a powerful strategy that securely builds your financial future.
We're Here for You, by Design
“Whether you’re looking for your first home loan or moving up, it’s never too early to get more education and clarity on your options. Reach out today, and let’s see what kind of mortgage strategy we can help you design.”
– The Better Built Mortgage Team
Phase 3
Implementation
This is the action stage of our process. Our highly skilled team works with you to execute beneficial short- and long-term strategies that empower you and help you remain up to date on the ever-changing financial and mortgage markets. And our multi-point “touch system” uses the latest technology to help borrowers, builders, and Realtors stay informed and feel confident throughout the process.
Phase 4
Financial Independence
Here, we continue adding value to our relationship. Not only will we answer all your post-closing questions, but we will also help you manage your future mortgage needs, such as:
- Paying your loan off early
- Lowering your payment
- Removing your private mortgage insurance
- Facilitating a Home Equity Line of Credit (HELOC)
- Helping you pull out cash with a cash out refinance*
* By refinancing an existing loan, total finance charges may be higher over the life of the loan." below the bulleted section
Achieve Your Home Ownership Goals
Our knowledge and strategic thinking can help you confidently move into the market, put you on a path to a better home loan, and give you access to the most competitive rate.