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FHA Home Loans

Low down payment options and flexible credit requirements make the FHA loan program an ideal choice for many first-time buyers.

What is an FHA home loan?

Do low down payment options and flexible credit requirements sound good? Of course, they do! FHA loans offer those benefits, as well as the option to use gift funds for down payment and closing costs.

These are called FHA loans because the Federal Housing Administration (FHA) insures this type of mortgage after it has been issued by an FHA-approved lender. One important thing to keep in mind is that if you finance your home using an FHA loan, you’ll have to pay mortgage insurance. These insurance premiums help protect lenders in case an FHA borrower defaults on their loan.

With less-than-perfect credit or little down, you could qualify for an FHA and pay only 3.5% down on your home.

Apply for an FHA loan with Better Built Mortgage Group

Our team of home financing experts can walk you through the process and help you find the right loan for your situation.

Our company is not endorsed by, nor acting on behalf of or at the direction of the U.S. Department of Housing and Urban Development, Federal Housing Administration, U.S. Department of Agriculture, Veterans Administration or the Federal Government.